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FAMILY GLITCH
Families who pay more than the 9.12% of their household income for employer-sponsored family health insurance could be eligible for a premium tax credit (PTC) following adoption of a new IRS rule. Employees provided an affordable offer of employer-sponsored, self-only coverage would continue to be ineligible for a PTC.
PTC eligibility is linked to household income. Generally, subsidies are available for those whose household income is at 400% or less of the federal poverty level (FPL), which is adjusted annually by the Department of Health and Human Services (HHS).
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